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Seller journey: from account to first sale

Last updated 7 November 2026

You open a shop, publish what you sell, agree the terms of each order with the buyer and get paid in your own Stripe account. You remain the seller — Martiqo gives you the storefront, the buyers and the order workflow, and charges a flat fee per payment.

In 20 seconds: create an account → create your invoice identity (who sells: you or your company) → create a shop with selling enabled → complete Stripe onboarding → add products and make the shop public → receive an unpaid order → set the terms and your delivery commitment → the buyer accepts and pays → you ship and invoice.

Your journey at a glance

The seller journey from account to first completed saleNine steps: create an account; create an invoice identity; create a shop and enable selling with a plan; complete Stripe Connect onboarding; add products and make the shop public; receive an unpaid order; set the terms and delivery commitment; the buyer accepts and pays through Stripe; ship, register the shipment and invoice.1Create your accountemail and password, or Google sign-inYou2Create an invoice identityindividual or business, address, VAT status — the legal sellerYou3Create a shop and enable sellingchoose a product-capacity plan; a card is saved for the subscriptionYou4Complete Stripe Connect onboardingidentity verification by Stripe — needed to receive paymentsStripe5Add products and make the shop publicmanually, by CSV import or from a connected dropshipping supplierYou6Receive an order — unpaidreview the request and the delivery addressBuyer7Set the terms and your delivery commitmentprices, shipping, delivery date, one or more paymentsYou8Buyer accepts and pays through Stripethe money lands in your Stripe balance, minus feesBuyer9Ship, register the shipment, invoice the buyercompleted when the buyer confirms or the delivery window endsYou
Diagram 1 — The order of the setup steps follows the checklist shown on your shop page.
Shop page card titled Finish setting up your shop, listing required and recommended items with Set up links.
Screenshot — The setup checklist on your shop page — required items first, recommended ones below. Each line links to where it is done.

The setup steps are the same ones your shop page lists under Finish setting up your shop: invoice identity, subscription, Stripe Connect onboarding, at least one product, public visibility — followed by the recommended shop description, contact details and a dedicated order-notification email.

Step 1 — Say who is selling: your invoice identity

An invoice identity is the legal person behind a shop: an individual (you, under your own name) or a business (a registered company or trader). It holds the name, address, country, contact details and — for businesses — the registration number and VAT status. It appears on orders and on the invoices your buyers receive, and it determines in which country Stripe verifies you.

  • Create it under Manage invoice identities before you create the shop.
  • Declare the type accurately: an individual who actually trades as a business must register as a business (see the Terms, section 3).
  • If you are VAT-registered, tick VAT registered and enter your VAT number — Martiqo checks EU numbers against VIES and sets up VAT calculation in your Stripe account once onboarding is complete. See VAT on your sales.
  • One account can own several shops, each with its own invoice identity — for example a personal shop and a company shop.

Note

Once a selling shop has a verified Stripe account, its invoice identity cannot be switched to a different legal entity. To sell as another entity, create another shop.

Step 2 — Create the shop and enable selling

  1. Open Manage shops → Add a new shop, give it a name and pick the invoice identity.
  2. Tick Enable selling for this shop and choose a subscription plan (below). A shop without selling is a buyer-only shop and has no subscription.
  3. Stripe asks for a payment card. It is saved for the shop's subscription; nothing is charged while a free period applies.
  4. The shop is created and you land on its shop page with the setup checklist.

Selling can also be switched on later for an existing buyer-only shop (Enable selling on the shop page) — the shop keeps buying, and keeps its orders and reputation. One account can own several shops, each buying and, optionally, selling, each with its own invoice identity, subscription, Stripe account, dashboard and reputation: see Accounts and shops.

Subscription plans

Every selling shop has a yearly subscription whose only variable is how many products the shop can list:

Plan (as shown when you choose it)Price per yearFree period
1,000 products (€10/year) €10 24 months
5,000 products (€100/year) €100 24 months
20,000 products (€800/year) €800 24 months
100,000 products (€5000/year) €5,000 —
500,000 products (€10000/year) €10,000 —
1,000,000 products (€15000/year) €15,000 —

Tip

Founding Seller Program. Early Martiqo sellers currently receive an extended free period before yearly billing begins. Currently: 24 months free on the plans marked above, for the first shop on an account. The yearly price is charged to the saved card only when the free period ends; you can cancel before that. The shop page shows your own free period and first billing date.

Free periods and other programs currently open are listed on Active programs and campaigns.

Deleted products do not count towards the plan. The subscription renews yearly; if a renewal payment fails and cannot be collected, the shop stops processing orders until it is paid.

Step 3 — Complete Stripe onboarding

Payments on Martiqo go into your own Stripe account, created for the shop through Stripe Connect. On the shop page, under Payments, start the onboarding: Stripe verifies your identity (or your company's) and your bank account, in the country of your invoice identity. Until Stripe reports the onboarding as complete, your shop cannot set terms on orders, so buyers cannot pay you.

  • Stripe decides which countries and seller types it supports; the shop page tells you if your invoice-identity country is not supported.
  • Payouts from your Stripe balance to your bank follow Stripe's schedule for your country; Martiqo does not hold or forward the money.
  • The Stripe account also carries your VAT setup and, if you choose it, Stripe-issued invoices to your buyers.

Step 4 — Add your products, food, services or software

Under Products on the shop page you can:

  • Add listings one by one — name, description, price before VAT, pictures, category (product, food, service, software), stock and details such as a link to the full product page on your own website.
  • Group variants — several listings (sizes, colours) show as one product; the buyer picks the variant on Martiqo.
  • Import in bulk from a CSV file with images, using Product Tools.
  • Import from a dropshipping supplier you have connected under Dropshipping; those orders are placed with the supplier after the buyer has paid.
  • Translate listing names and descriptions to English with AI, so buyers find them whatever language you wrote them in.

Write prices without VAT: when VAT applies, it is added for the buyer at payment time (see VAT on your sales).

Step 5 — Make the shop public

When can buyers see and order a listing?A listing can be ordered when the shop is public, the shop can accept online payments (subscription active and Stripe onboarding completed) and the listing is active. An out-of-stock listing is visible but cannot be ordered. A disabled or deleted listing is hidden.Is the shop public?Storefront → Make this shop publicCan the shop take payments?subscription + Stripe onboardingIs the listing active?Active · Out of stock · DisabledyesyesactiveOrderablecart · Buy now · Buy buttonNot visiblethe shop is hidden from buyersVisible, not orderablebuyers are asked to contact youVisible, not orderableshown as out of stocknonoout of stockDisabled or deleted listings are never shown,on Martiqo or through the Buy on Martiqo button.
Diagram 2 — Three conditions decide whether a listing can be ordered — on Martiqo and through the Buy on Martiqo button on your own website.

A new shop is private. Turn on Storefront → Make this shop public when it is ready; it then appears in search and at its own address martiqo.com/shop/your-shop-name. Buyers can order a listing when the shop is public, the shop can take payments (active subscription and completed Stripe onboarding) and the listing is Active. Out of stock listings stay visible but cannot be ordered — buyers can ask to be notified when they are back. Disabled listings are hidden.

Storefront section of the shop page with the Make this shop public switch turned on, the public URL of the shop and a Print QR poster button.
Screenshot — The Storefront section: the public switch, your shop's public address and a printable QR poster for your window.

The same three conditions apply to the Buy on Martiqo button you can put on your own website: it hides itself while a product cannot be ordered.

Step 6 — An order arrives: nothing has been paid yet

How an order works on MartiqoSeven steps: find a listing; place the order without paying; the seller confirms prices, shipping, delivery and payment schedule; the buyer accepts or counter-proposes; the buyer pays by card through Stripe; the seller ships; the buyer confirms receipt and the order is completed.1Find a listingbrowse shops and listings — no account needed to lookBuyer2Place the order — no payment yet"Buy now" or cart checkout; the seller is notifiedBuyer3Seller confirms the termsfinal prices, shipping, delivery commitment, payment scheduleSeller4Buyer accepts (or counter-proposes)both sides can propose changes until they agreeBuyer5Pay by card through Stripeexact total shown first, VAT included where it appliesBuyer6Seller ships or performsshipment registered with tracking; delivery window startsSeller7Buyer confirms receipt → completedor the order auto-completes after the delivery windowBuyer
Diagram 3 — Placing an order and paying are two separate moments. Nothing is charged until the seller has confirmed the terms and the buyer has accepted them.

When a buyer places an order you are notified by email and the order appears in Orders with the status Pending seller review. The buyer has given a delivery address and phone number and may have added a note. No payment has been made. You have 7 days to respond before the order expires.

Step 7 — Set the terms and your delivery commitment

Agreeing the terms of an orderAfter the buyer places an order it is pending seller review. The seller sets the terms, which makes it pending buyer acceptance. The buyer accepts, counter-proposes (pending seller acceptance) or cancels. The seller accepts the counter-proposal, changes the terms again or cancels. Once both agree, the order is awaiting first payment. Until the first payment, either side can cancel free of charge and the order expires after the response time limits.Pending seller reviewbuyer placed the orderPending buyer acceptanceseller set the termsPending seller acceptancebuyer counter-proposedAwaiting first paymentterms agreed — buyer payssets termsacceptsbuyer countersseller changesseller acceptsCancelled or expiredno money movedBefore the first payment either side can cancel, and an order expires when a response time limit passes.
Diagram 4 — The statuses you see on the order page while the terms are being agreed.
Order page in status Pending your acceptance: products with final prices, a locked shipping line chosen by the buyer, milestones Full payment and Delivery 9 days after payment, the seller-confirmed delivery commitment, and the buttons Accept terms, Counter-propose and Cancel order.
Screenshot — What the buyer sees once you have set the terms: final prices, shipping, the payment milestone, the seller's delivery commitment, and Accept terms / Counter-propose / Cancel order. Payment progress is still €0.00 — nothing has been charged.

On the order page you set the terms the buyer will see:

  • Prices — confirm or adjust the price of each line; you can add lines such as shipping or packaging.
  • Payment schedule — normally one full payment; for larger or custom orders you can ask for an advance and a final payment. Each payment is a separate card payment by the buyer.
  • Delivery commitment — a delivery date, or a number of days after the payment. You tick that you can meet it; the order page shows the buyer that this commitment is yours, not Martiqo's.

The buyer can accept, counter-propose (you then accept or adjust again) or cancel. Each side has a response time limit; an order nobody answers expires with nothing paid. Before the first payment either side can cancel free of charge. You see your estimated net payout — after the Martiqo fee and Stripe's estimated processing fee — while you set the terms, so you can price accordingly.

Note

Orders for products imported from a dropshipping supplier can have their terms filled in automatically from the supplier's quote, when you have switched that on for the supplier connection.

Step 8 — The buyer pays through Stripe

Where the money goesThe buyer pays by card in a Stripe Checkout page created on the seller's Stripe account. The payment lands in the seller's Stripe balance; Martiqo's flat platform fee is taken from that payment as an application fee. Stripe pays the seller out on its normal schedule. Martiqo never holds the money.Buyerpays the agreed totalby cardStripe Checkouton the seller's ownStripe accountSellerbalance → payoutby StripeMartiqoflat platform feeper paymentpaymenttotal minus feesplatform feeStripe's card processing fee is deducted by Stripe on the seller's account
Diagram 5 — No escrow and no money through Martiqo: the payment goes to the seller's Stripe account, and Martiqo's flat fee is deducted from it.

Once the terms are agreed, the order waits for the first payment (3 days for each requested payment). The buyer pays by card on a Stripe Checkout page that runs on your Stripe account. The money lands in your Stripe balance, minus Martiqo's flat fee and Stripe's processing fee; Stripe pays it out to your bank on its schedule. The order moves to In progress and you can start fulfilling it. For multi-payment orders you request the next payment from the order page when it is due.

What it costs you

Martiqo platform fee by payment amountThree flat tiers per payment: up to €100 the fee is €1.00; above €100 up to €500 it is €5.00; above €500 it is €10.00. The fee is a fixed amount, not a percentage.€1.00Up to €100payment amount€5.00€100 – €500payment amount€10.00Over €500payment amountFlat fee per payment (EUR)
Diagram 6 — A fixed amount per payment, in three bands. These are the live values from the platform settings.

Martiqo charges a flat platform fee per payment — a fixed amount decided by the size of that payment, never a percentage:

Payment amountPlatform feeExample
Up to €100 (inclusive)€1.00a €50 payment → €1.00
Above €100, up to €500 (inclusive)€5.00a €300 payment → €5.00
Above €500€10.00a €1,000 payment → €10.00
  • Per payment, including shipping lines. A €600 order paid at once costs €10.00; paid as €300 + €300 it costs €5.00 + €5.00. The amounts are compared in euro; payments in other currencies are converted at the day's rate.
  • Deducted from the payment as a Stripe application fee — you never receive an invoice for it to pay separately, and it is the same for individuals and businesses.
  • Stripe's processing fee is charged by Stripe on your account and depends on the card and country; the shop page shows a worst-case estimate of ~5%.
  • Optional Stripe features at cost: VAT calculation (0.5% of orders where VAT is calculated) and Stripe-issued invoices (0.4%, at most €2.00 per invoice). Martiqo collects them with the platform fee and passes them to Stripe without margin.
  • The yearly subscription of the plan you chose (above).

Percentage-wise, the flat fee is 2% of a €50 payment, 1.67% of €300 and 1% of €1,000 — a comparison aid only; the fee itself is the fixed amount. Compare with other marketplaces.

VAT and invoices to your buyers

Two ways to invoice your buyersThe seller chooses per shop: issue invoices yourself with your own software (the default, no extra cost) or let Stripe issue and email an invoice in your name after each payment (a Stripe fee applies). In both cases the seller remains responsible for correct invoicing and VAT.Invoicing & VAT on your shop pagechoose how buyers are invoicedIssue invoices yourselfdefault · no extra costyour own accounting softwareStripe issues invoices for youafter every payment · Stripe feein your name, emailed as PDFYou remain the seller and stay responsiblefor correct invoices and VAT
Diagram 7 — Both options leave you the merchant; one of them saves you the work.

You are the merchant, so the VAT on your sales and the invoice to the buyer are yours. Martiqo helps with both: if you are VAT-registered, Stripe calculates the VAT for each buyer and adds it to the total before payment; and for each shop you choose whether you issue invoices yourself (default, no extra cost) or let Stripe issue them in your name after every payment. Both are set under Invoicing & VAT on the shop page.

An accounting export of your orders and payments for a period is available for your accountant.

After the sale

  • Ship and register the shipment on the order page, with the tracking number when you have one. The delivery window starts; the buyer confirms receipt, or the order completes by itself after 2× your promised delivery time.
  • Messages — the order page has a message thread with the buyer; use it for questions, delays or changes.
  • Problems — while an order is in progress or shipped either side can open a dispute; it is a time-limited message thread whose outcome both sides record. If you cancel after a payment, you return the money to the buyer yourself (for example a refund in Stripe) and mark it on the order; the buyer confirms it arrived.
  • Returns and warranty — the rights your buyers have depend on your seller type and country; they are owed by you, not by Martiqo.
  • Seller dashboard — orders, revenue, listing performance, visitors by country and the results of your website Buy button.

Common questions

Do I need a company? No. Individuals can sell under their own name; whether your activity needs a registration or VAT number is a matter of your country's law. Stripe verifies individuals and businesses alike.

Am I paid when someone adds my product to the cart? No. You are paid when the buyer pays an agreed order — after you set the terms and the buyer accepted them.

Can I sell in any country? You can sell to buyers anywhere you are willing to deliver. To receive payments, your invoice-identity country must be supported by Stripe Connect; the shop page tells you if it is not.

Can I sell from my own website too? Yes — keep your product pages and add the Buy on Martiqo button; the order and payment then run on Martiqo.

Can I have several shops? Yes, each with its own invoice identity, subscription and Stripe account.

What is the Agent Program? A separate program for people who bring sellers to Martiqo; see Active programs and campaigns and its own page. It does not change anything in this guide.

Next steps